9.90% Reduced APR

9.90% Reduced APR

Make your first monthly investment (as little as 2% of the outstanding balance) 30 days after your new system is installed.

Billing each month, beginning 30 days from the installation of your new system. Your choices are:

  • Complete your total investment in full at the end of each billing cycle and incur no interest.
  • You can make monthly investments for as much or as little as you want, as long as you meet the minimum 2% of the total outstanding balance. Unpaid balances incur interest at an annual rate of 9.90%.

Example of 9.90% Reduced APR:

Initial investment x Monthly interest = Total outstanding balance x Minimum payment = Min. monthly investment

$6,000.00 x (1.01%) = $6.060.00 x (.02%) = $121.20

NOTE: Examples are for estimation and demonstration only. Terms are subject to change and should be verified when applying for financing.

Bottom-Line Benefits of a Reduced APR

The chart below is based on typical Furnace & Air Conditioning revolving finance plans where the payment is based on 2% of the original balance.

Use this chart for estimating purposes to see how critically the interest rates can affect your actual cost of the job.

APR

10%

12%

14%

16%

18%

Length of loan in months

70-72

72-74

73-72

84-85

86-90

$1,500

$2,000

$2,111

$2,224

$2,502

$2,839

$2,000

$2,667

$2,815

$2,967

$3,336

$3,786

$2,500

$3,334

$3,518

$3,708

$4,170

$4,732

$3,000

$4,001

$4,222

$4,450

$5,004

$5,679

$3,500

$4,668

$4,926

$5,192

$5,838

$6,626

$4,000

$5,335

$5,630

$5,934

$6,672

$7,573

$4,500

$6,001

$5,000

$6,668

$7,038

$7,417

$8,342

$9,466

$5,500

$7,336

$7,741

$8,159

$9,176

$10,413

$6,000

$8,002

$8,445

$8,901

$10,010

$11,359

$6,500

$8,669

$9,149

$9,642

$10,844

$12,307

$7,000

$9,336

$9,853

$10,385

$11,678

$13,253

$7,500

$1,003

$10,556

$11,126

$12,512

$14,200

$8,000

 

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